Tucked inside the gated Pebble Bay community, this custom-built home sits on over an acre and offers a rare combination of Lake Norman access, privacy, and flexibility. Residents enjoy gated access to a community boat ramp and gated vehicle storage (subject to availability), making lake life easy without the cost of full waterfront ownership. A truly unique feature of this property is the adjacent 22'x46' fully insulated and conditioned building. With two separate rooms, individual entrances, two-zone heating and cooling, 240V electrical service, and its own security system, this space is ideal for a garage, office, workshop, studio, gym, hobby room, or climate-controlled storage-options rarely found in this area. 500 sf of the building is HLA and 535 sf is Shop/garage (Non-HLA). It is listed as 2nd living quarters but has not bath or kitchen. Inside, the home is designed for comfortable everyday living with thoughtful upgrades throughout. The main level features wide solid oak flooring, a welcoming family room with built-in bookcases and a gas fireplace, and a separate formal sitting area ideal for quiet evenings or entertaining. The first-floor laundry room adds convenience, while stone flooring in the bathrooms and laundry enhances durability and style. The kitchen is a standout, equipped with custom cherry cabinetry, a large center island, pull-out shelving, a corner Lazy Susan, and a six-burner gas cooktop-perfect for both casual meals and hosting gatherings. Enjoy breakfast in the cozy nook or larger dinners in the formal dining room. The primary suite on the main level offers a peaceful retreat with two walk-in closets and a spa-style bath featuring a Jacuzzi type tub, with stone surround and a walk-in shower. A second main-level bedroom is conveniently located near a full bath, ideal for guests or multigenerational living. Upstairs, two additional bedrooms with generous closets, a third full bath and a flex room room provide flexible space for family, hobbies, or work-from-home needs. Outdoor living is easy with a maintenance-free 20'x24' Trex deck overlooking level, landscaped grounds supported by an eight-zone in-ground irrigation system. The sealed crawl space and gutter guard system add long-term peace of mind. Additional highlights include 400-amp electrical service, wiring for a whole-house generator, in-ground propane tank, water softener with pre-filter, three electric garage door openers, ceiling fans in eight rooms, ceiling speakers with additional pre-wiring, a second gas fireplace and multiple walk-in and floored attic storage spaces. Homes offering this combination of acreage, community lake access, and a fully conditioned auxiliary building are rarely available in Pebble Bay.