SAVE OVER $40,000 in payments the first three years with a Seller Paid 3-2-1- Buy Down! Refinance when long term rates drop! Call your agent for details! In addition...NO CITY TAXES and NO HOA FEES! Perfectly positioned on a private cul-de-sac and surrounded by mature trees, this stunning home offers a rare combination of refined comfort, thoughtful design, and an unparalleled sense of tranquility. From the moment you arrive, the setting itself makes an impression! Backing to Smith Creek and enveloped by mature trees, the property feels like a secluded retreat, where peaceful mornings and abundant wildlife--deer, owls, and songbirds--become part of everyday life with direct access to nearby greenway trails, outdoor recreation is effortlessly woven into your lifestyle. Inside, the home is both grand and inviting, yet very comfortable! A dramatic marble entry welcomes you into a light-filled interior featuring rich hardwood floors, extensive crown molding, and beautifully curated spaces throughout. The flowing floor plan offers multiple gathering areas, creating a sense of openness while maintaining warmth and intimacy. At the heart of the home, the chef's kitchen is as functional as it is beautiful - appointed with a center island, double ovens, built-in desk, butler's pantry, and a generous walk-in pantry. It opens seamlessly to the all-seasons room, where walls of windows frame breathtaking wooded views, offering a true ''treehouse'' experience year-round. The main-level primary suite is a luxurious private retreat, highlighted by a vaulted ceiling and a charming Juliet balcony overlooking the serene landscape. Dual walk-in closets with custom storage and a spa-inspired bath--featuring separate vanities, a jetted soaking tub, and a walk-in shower--complete this exceptional space. Upstairs, there is a wonderful Private Office plus three secondary bedrooms. One includes a private en-suite and two others share a Jack-and-Jill design. A stunning loft with built-in bookshelves offers the perfect setting for a reading lounge or creative space, while the expansive bonus room--complete with surround sound and a private staircase--serves beautifully as a media room or guest suite. The walk-out lower level is designed for entertaining and versatility, featuring a gas log fireplace, bar area, hobby or fitness room, and extensive storage. An unfinished space already plumbed for a full bath and bedroom offers the opportunity to create a private in-law suite or additional living quarters tailored to your needs. Additional features include: o Oversized 3-car garage with exceptional storage o Expansive laundry room with utility sink, built-in ironing station, and custom storage o Central vacuum and irrigation systems o Two 50-gallon water heaters with recirculating system for instant hot water o Multiple heated storage areas and a large WALK UP ATTIC o Private patio accessed through French doors--ideal for outdoor entertaining Thoughtfully maintained with significant updates, including roof (2016), HVAC systems (2018-2020), and water heaters (2019). Disclosures & Terms: Based on a $1,198,800 sales price with a 20% down payment and a $959,840 conventional loan amount. Advertisement assumes a 30-year fixed-rate mortgage with a permanent note rate of 6.75% 6.75% (6.89% estimated APR). The 3-2-1 temporary buydown is funded via a seller credit of $43,483 paid at closing. Monthly principal and interest payments are structured as follows: $4,445.16 for months 1-12 (at 3.75%); $5,006.98 for months 13-24 (at 4.75%); $5,601.36 for months 25-36 (at 5.75%); and $6,225.50 for months 37-360 (at the full 6.75% note rate). Payments do not include monthly property taxes, homeowners insurance, or HOA dues; actual monthly housing obligations will be higher. Rates and program availability are subject to change and buyer qualification. Real estate broker is not a mortgage lender.