Welcome to your custom-built, one-owner waterfront retreat where every detail reflects exceptional care and quality. Recent updates include new interior and exterior painting, site-finished hardwood floors on the main level, and brand-new carpeting upstairs. The open main level boasts a spacious eat-in kitchen, an elegant dining area, and a grand two-story great room with a stunning stone fireplace and built-ins-perfect for entertaining. The luxurious primary suite features tray ceilings and a cozy sitting area. Upstairs, you'll find two bedrooms and a large bonus room, ideal as a third bedroom or flex space. The fully finished walkout basement offers a private, separate entrance, a comfortable family room, full kitchen, master suite, office, and laundry-perfect for multi-generational living or rental opportunities, with no Airbnb restrictions thanks to the absence of HOA. Outside, enjoy a generous deck with beautiful sunset views and deep year-round water access at your private dock, big enough for two boats. Situated among upscale homes, yet offering total freedom and privacy, this property is just steps from Stumpy Creek Park and close to shopping. It's a rare combination of elegance, versatility, and waterfront living-all in one exceptional package. **Updated photos are virtually staged.