Qualifies for 100% financing & $10,000 in closing costs!!! This 3-bedroom, 1-bath brick ranch delivers the kind of flexibility and lifestyle today's buyers are searching for. Move-in ready yet full of potential, the home features a partially finished basement currently used as a den or optional fourth bedroom, plus a large unfinished basement area with exterior access and a garage door-ideal for storage, a workshop, or future finished space. Step outside to a half-acre lot designed for relaxing and entertaining, complete with a backyard tiki bar and storage shed, offering room to host, garden, or expand your outdoor vision. Whether you're a homeowner looking to personalize over time or an investor seeking upside, this property checks both boxes. Surrounded by ongoing development and new construction, the location offers the best of convenience and recreation-minutes to the Whitewater Center, downtown Mount Holly, Belmont, Pine Island Country Club, Mountain Island Lake, parks, dining, shopping, and Charlotte Douglas International Airport. A rare opportunity to enjoy space, versatility, and long-term growth in a rapidly evolving area.