Rare opportunity to build your dream waterfront home in Harbour Watch, a private gated community known for its oversized lots, privacy, and peaceful setting. This .64-acre lot offers approximately 150 feet of shoreline on a wide, deep-water cove just off the main channel of Lake Norman-no dredging needed. A dock with Trex decking is already installed, a major value-add with current construction costs for similar docks starting around $60,000 in today's market. A block seawall is also already in place, with comparable seawall installations currently ranging from $60,000-$80,000+, providing long-term shoreline protection and peace of mind. The property is beautifully wooded with mature hardwoods and has been cleared of undergrowth, making it easy to walk, explore, and envision your future home site. A permanent 4-bedroom septic permit is already on file and will never require renewal. While Lake Norman is known for busy roads and waterways, this location offers a rare escape from traffic both on and off the water, delivering the quiet, relaxed lake lifestyle buyers are searching for. A truly exceptional homesite in one of Lake Norman's most sought-after gated communities. (Photos were taken when Lake Norman was 4.4 feet below full pond. At normal levels water touches seawall)